ZIP
40022
KY · County 21211 · pop 801 (population)
27.0
Opportunity Index
WEAKNational rank #29052
Why This ZIP
ZIP 40022 ranks #29052 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40022 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21211 — ZIP 40022 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21211 — ZIP 40022 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21211 — ZIP 40022 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 12.0 |
| Vacancy | 11.3 |
| Foreclosure / Delinquency | 9.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 41.7 |
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#29052
PhaseWEAK
Primary driverVACANCY
Capital opp36.8
Pulse score20.5
Signal Breakdown — 10 Categories
Vacancy
11.3
Auction / REO
—
Construction Pressure
41.7
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.3%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40022 | 20.5 | 10.3 | 0.0 | — |
| County 21211 | 26.3 | 12.4 | 0.0 | 21.5 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40342 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 18 |
| 40023 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 40057 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 40601 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 19 |
| 40076 | 32.5 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 50 | 13 |
| 40245 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 19 |
| 40067 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 12 |
| 40071 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 19 |
| 40068 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 40019 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/40022
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.