ZIP
40036
KY · County 21103 · pop 193 (population)
24.5
Opportunity Index
WEAKNational rank #32214
Why This ZIP
ZIP 40036 ranks #32214 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40036 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21103 — ZIP 40036 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21103 — ZIP 40036 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21103 — ZIP 40036 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 33.3 |
| Bank Institutional | 31.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#32214
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.9
Pulse score16.9
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
33.3
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40036 | 16.9 | 11.4 | 0.0 | — |
| County 21103 | 31.8 | 18.0 | 0.0 | 6.5 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40055 | 35.1 | EARLY_SIGNAL | VACANCY | — | 20 |
| 40050 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 22 |
| 40011 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 40057 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 40601 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 19 |
| 40007 | 32.3 | EARLY_SIGNAL | VACANCY | — | 22 |
| 40075 | 32.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 40068 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 40019 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 40031 | 28.8 | WEAK | BANK_INSTITUTIONAL | 20 | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/40036
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.