ZIP
40046
KY · County 21215 · pop 1,239 (population)
30.5
Opportunity Index
WEAKNational rank #21248
Why This ZIP
ZIP 40046 ranks #21248 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 38.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40046 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21215 — ZIP 40046 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21215 — ZIP 40046 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21215 — ZIP 40046 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 20.0 |
| Vacancy | 16.1 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 35.0 |
| Bank Institutional | 26.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21248
PhaseWEAK
Primary driverVACANCY
Capital opp38.7
Pulse score25.0
Signal Breakdown — 10 Categories
Vacancy
16.1
Auction / REO
—
Construction Pressure
35.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.5
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.1%
Bank Score
26.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40046 | 25.0 | 18.9 | 0.0 | — |
| County 21215 | 30.4 | 19.5 | 0.0 | 23.4 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40023 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 40076 | 32.9 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 50 | 14 |
| 40008 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 19 |
| 40047 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 20 |
| 40071 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 21 |
| 40013 | 27.9 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 40065 | 26.3 | WEAK | BANK_INSTITUTIONAL | 16 | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/40046
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.