ZIP
40175
KY · County 21163 · pop 16,283 (population)
41.2
Opportunity Index
STRONG_BUYNational rank #1383
Why This ZIP
ZIP 40175 ranks #1383 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 44.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 40175 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21163 — ZIP 40175 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21163 — ZIP 40175 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21163 — ZIP 40175 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.3 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.1 |
| Construction Pressure | 44.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1383
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp44.7
Pulse score38.8
Signal Breakdown — 10 Categories
Vacancy
11.9
Auction / REO
—
Construction Pressure
44.1
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
51.3
Bank Institutional
57.1
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
11.9%
Bank Score
57.1
Insurance Score
0.0
Listings Discount
51.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40175 | 38.8 | 28.2 | 0.0 | 51.3 |
| County 21163 | 34.4 | 26.7 | 0.0 | 15.6 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40146 | 41.6 | OVERHEATED | VACANCY | — | 39 |
| 40104 | 40.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 60 | 26 |
| 40171 | 38.6 | OVERHEATED | VACANCY | — | 40 |
| 40155 | 37.4 | OVERHEATED | VACANCY | — | 26 |
| 40176 | 37.0 | OVERHEATED | VACANCY | — | 34 |
| 40108 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 40157 | 32.1 | EARLY_SIGNAL | VACANCY | — | 28 |
| 40142 | 31.7 | EARLY_SIGNAL | VACANCY | — | 27 |
| 40117 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 40121 | 30.8 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/40175
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.