ZIP
40328
KY · County 21155 · pop 1,016 (population)
31.7
Opportunity Index
EARLY_SIGNALNational rank #18029
Why This ZIP
ZIP 40328 ranks #18029 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40328 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21155 — ZIP 40328 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21155 — ZIP 40328 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21155 — ZIP 40328 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 35.4 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 41.4 |
| Bank Institutional | 32.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18029
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.4
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
35.4
Auction / REO
—
Construction Pressure
41.4
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
35.4%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40328 | 27.9 | 17.9 | 0.0 | — |
| County 21155 | 28.5 | 16.3 | 0.0 | 21.8 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40069 | 40.7 | STRONG_BUY | BANK_INSTITUTIONAL | 52 | 23 |
| 42718 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 18 |
| 40033 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 18 |
| 40037 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 40009 | 29.7 | WEAK | VACANCY | — | 18 |
| 40060 | 27.3 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 40052 | 26.8 | WEAK | VACANCY | — | 13 |
| 40062 | 26.3 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 40063 | 24.5 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 40049 | 24.5 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/40328
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.