ZIP
41049
KY · County 21069 · pop 2,185 (population)
43.6
Opportunity Index
STRONG_BUYNational rank #508
Why This ZIP
ZIP 41049 ranks #508 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 39.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41049 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21069 — ZIP 41049 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21069 — ZIP 41049 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21069 — ZIP 41049 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.9 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 24.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 71.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#508
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp39.3
Pulse score46.4
Signal Breakdown — 10 Categories
Vacancy
19.6
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
46.9
Bank Institutional
71.6
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.6%
Bank Score
71.6
Insurance Score
0.0
Listings Discount
46.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41049 | 46.4 | 23.5 | 0.0 | 46.9 |
| County 21069 | 41.4 | 23.7 | 0.0 | 26.7 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41055 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 22 |
| 41041 | 39.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 24 |
| 41039 | 37.6 | OVERHEATED | BANK_INSTITUTIONAL | — | 25 |
| 41093 | 37.5 | OVERHEATED | VACANCY | — | 25 |
| 40351 | 36.4 | WATCHLIST | VACANCY | 37 | 22 |
| 41056 | 33.8 | EARLY_SIGNAL | VACANCY | 25 | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41049
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.