ZIP
41071
KY · County 21037 · pop 19,662 (population)
35.2
Opportunity Index
WATCHLISTNational rank #9170
Why This ZIP
ZIP 41071 ranks #9170 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41071 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21037 — ZIP 41071 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21037 — ZIP 41071 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21037 — ZIP 41071 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.1 |
| Property Stress | 16.0 |
| Vacancy | 9.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.8 |
| Construction Pressure | 52.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9170
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.3
Pulse score31.8
Signal Breakdown — 10 Categories
Vacancy
9.6
Auction / REO
—
Construction Pressure
52.2
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
44.1
Bank Institutional
54.8
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
22.4
Price Cut %
2.6%
Short-Sale Listings
21
Auction Events 90d
—
Vacancy %
9.6%
Bank Score
54.8
Insurance Score
0.0
Listings Discount
44.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41071 | 31.8 | 13.9 | 0.0 | 44.1 |
| County 21037 | 29.2 | 14.0 | 0.0 | 37.2 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41001 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 16 |
| 41076 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 16 |
| 41006 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 21 |
| 41007 | 34.3 | WATCHLIST | LISTINGS_DISCOUNT | 48 | 16 |
| 41073 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 41074 | 30.0 | WEAK | VACANCY | 31 | 16 |
| 41075 | 28.3 | WEAK | BANK_INSTITUTIONAL | 22 | 16 |
| 41085 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 41059 | 27.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/41071
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.