ZIP
41086
KY · County 21077 · pop 2,126 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15272
Why This ZIP
ZIP 41086 ranks #15272 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 41086 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21077 — ZIP 41086 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21077 — ZIP 41086 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21077 — ZIP 41086 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 25.0 |
| Vacancy | 14.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 39.6 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15272
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.5
Pulse score28.1
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
39.6
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41086 | 28.1 | 26.2 | 0.0 | — |
| County 21077 | 30.2 | 23.3 | 0.0 | 6.5 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41095 | 34.3 | EARLY_SIGNAL | VACANCY | — | 24 |
| 41092 | 33.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 17 |
| 41046 | 31.6 | EARLY_SIGNAL | VACANCY | — | 24 |
| 41045 | 31.2 | EARLY_SIGNAL | VACANCY | — | 24 |
| 41083 | 29.6 | WEAK | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41086
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.