ZIP
41139
KY · County 21089 · pop 8,258 (population)
34.5
Opportunity Index
EARLY_SIGNALNational rank #10799
Why This ZIP
ZIP 41139 ranks #10799 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 41139 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21089 — ZIP 41139 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21089 — ZIP 41139 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21089 — ZIP 41139 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 25.0 |
| Foreclosure / Delinquency | 20.0 |
| Vacancy | 6.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.9 |
| Construction Pressure | 54.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10799
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.8
Pulse score36.3
Signal Breakdown — 10 Categories
Vacancy
6.5
Auction / REO
—
Construction Pressure
54.8
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
65.9
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.5%
Bank Score
65.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41139 | 36.3 | 22.6 | 0.0 | — |
| County 21089 | 37.3 | 22.8 | 0.0 | 28.1 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41144 | 42.9 | STRONG_BUY | BANK_INSTITUTIONAL | 61 | 25 |
| 41175 | 42.8 | STRONG_BUY | VACANCY | 58 | 25 |
| 41101 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 46 | 24 |
| 41183 | 40.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 58 | 25 |
| 41102 | 37.3 | OVERHEATED | VACANCY | — | 25 |
| 41141 | 36.2 | EARLY_SIGNAL | VACANCY | — | 25 |
| 41174 | 34.7 | EARLY_SIGNAL | VACANCY | — | 25 |
| 41169 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 41143 | 33.2 | EARLY_SIGNAL | VACANCY | 25 | 26 |
| 41121 | 32.1 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/41139
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.