ZIP
41164
KY · County 21043 · pop 12,372 (population)
35.3
Opportunity Index
EARLY_SIGNALNational rank #8927
Why This ZIP
ZIP 41164 ranks #8927 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41164 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21043 — ZIP 41164 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21043 — ZIP 41164 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21043 — ZIP 41164 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.7 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.4 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8927
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.8
Pulse score34.3
Signal Breakdown — 10 Categories
Vacancy
18.3
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
33.7
Bank Institutional
59.4
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
18.3%
Bank Score
59.4
Insurance Score
0.0
Listings Discount
33.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41164 | 34.3 | 25.8 | 0.0 | 33.7 |
| County 21043 | 32.7 | 24.9 | 0.0 | 25.7 |
| KY state avg | 33.9 | 22.0 | 0.0 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41180 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 53 | 27 |
| 41102 | 37.3 | OVERHEATED | VACANCY | — | 25 |
| 41141 | 36.2 | EARLY_SIGNAL | VACANCY | — | 25 |
| 40351 | 36.0 | WATCHLIST | VACANCY | 37 | 21 |
| 41168 | 35.0 | EARLY_SIGNAL | VACANCY | — | 25 |
| 41143 | 33.2 | EARLY_SIGNAL | VACANCY | 25 | 26 |
| 41132 | 25.7 | WEAK | VACANCY | — | 15 |
| 41146 | 25.5 | WEAK | VACANCY | — | 15 |
| 41142 | 23.8 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 41181 | 23.8 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/41164
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.