ZIP
41232
KY · County 21127 · pop 334 (population)
34.0
Opportunity Index
EARLY_SIGNALNational rank #11998
Why This ZIP
ZIP 41232 ranks #11998 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 40.3, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 41232 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21127 — ZIP 41232 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21127 — ZIP 41232 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21127 — ZIP 41232 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 28.0 |
| Vacancy | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 26.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#11998
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp40.3
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
19.0
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.5
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.0%
Bank Score
26.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41232 | 29.8 | 28.8 | 0.0 | — |
| County 21127 | 36.3 | 28.5 | 0.0 | 33.2 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41230 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 45 | 29 |
| 41180 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 53 | 29 |
| 41129 | 37.9 | OVERHEATED | VACANCY | — | 26 |
| 41264 | 34.5 | EARLY_SIGNAL | VACANCY | — | 29 |
| 41124 | 34.5 | EARLY_SIGNAL | VACANCY | — | 29 |
| 41201 | 30.8 | WEAK | VACANCY | — | 19 |
| 41159 | 30.8 | WEAK | VACANCY | — | 19 |
| 41254 | 26.9 | WEAK | VACANCY | — | 17 |
| 41132 | 26.2 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41232
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.