ZIP
41314
KY · County 21189 · pop 4,483 (population)
35.4
Opportunity Index
EARLY_SIGNALNational rank #8661
Why This ZIP
ZIP 41314 ranks #8661 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 41314 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21189 — ZIP 41314 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21189 — ZIP 41314 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21189 — ZIP 41314 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 37.0 |
| Property Stress | 30.0 |
| Vacancy | 25.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 76.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8661
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.6
Pulse score39.2
Signal Breakdown — 10 Categories
Vacancy
25.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
22.3
Bank Institutional
76.8
Insurance Distress
0.0
Foreclosure / Delinquency
37.0
Top-Line Metrics
Avg DOM (days)
119.4
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
25.4%
Bank Score
76.8
Insurance Score
0.0
Listings Discount
22.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41314 | 39.2 | 31.4 | 0.0 | 22.3 |
| County 21189 | 38.3 | 30.6 | 0.0 | 24.5 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40447 | 42.8 | STRONG_BUY | VACANCY | 43 | 28 |
| 41311 | 38.8 | OVERHEATED | VACANCY | 36 | 33 |
| 40486 | 38.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 29 |
| 41364 | 36.6 | OVERHEATED | VACANCY | — | 31 |
| 40983 | 30.6 | WEAK | VACANCY | — | 20 |
| 41721 | 28.2 | WEAK | VACANCY | — | 19 |
| 41386 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 20 |
| 41351 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/41314
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.