ZIP
41408
KY · County 21175 · pop 452 (population)
31.0
Opportunity Index
EARLY_SIGNALNational rank #19950
Why This ZIP
ZIP 41408 ranks #19950 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 41408 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21175 — ZIP 41408 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21175 — ZIP 41408 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21175 — ZIP 41408 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 16.0 |
| Vacancy | 4.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19950
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp37.1
Pulse score26.9
Signal Breakdown — 10 Categories
Vacancy
4.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.7%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 41408 | 26.9 | 16.8 | 0.0 | — |
| County 21175 | 41.3 | 26.9 | 0.0 | 30.0 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 41219 | 45.3 | STRONG_BUY | VACANCY | 60 | 29 |
| 40387 | 44.8 | STRONG_BUY | VACANCY | 53 | 29 |
| 41425 | 41.8 | OVERHEATED | VACANCY | — | 28 |
| 41472 | 41.0 | STRONG_BUY | VACANCY | 38 | 28 |
| 41332 | 38.1 | OVERHEATED | VACANCY | — | 27 |
| 41352 | 36.1 | EARLY_SIGNAL | VACANCY | — | 28 |
| 41421 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/41408
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.