ZIP
42328
KY · County 21183 · pop 1,176 (population)
43.1
Opportunity Index
STRONG_BUYNational rank #636
Why This ZIP
ZIP 42328 ranks #636 nationally with phase STRONG_BUY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 52.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 42328 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21183 — ZIP 42328 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21183 — ZIP 42328 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21183 — ZIP 42328 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 60.3 |
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.6 |
| Bank Institutional | 34.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#636
PhaseSTRONG_BUY
Primary driverLISTINGS_DISCOUNT
Capital opp52.8
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
8.9
Auction / REO
—
Construction Pressure
78.6
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
60.3
Bank Institutional
34.5
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.9%
Bank Score
34.5
Insurance Score
0.0
Listings Discount
60.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 42328 | 36.6 | 27.7 | 0.0 | 60.3 |
| County 21183 | 38.8 | 27.1 | 0.0 | 34.5 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 42343 | 47.4 | STRONG_BUY | VACANCY | 64 | 27 |
| 42347 | 42.6 | STRONG_BUY | BANK_INSTITUTIONAL | 52 | 28 |
| 42320 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 28 |
| 42366 | 39.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 25 |
| 42376 | 39.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 50 | 26 |
| 42352 | 38.3 | OVERHEATED | BANK_INSTITUTIONAL | 29 | 31 |
| 42369 | 37.4 | OVERHEATED | VACANCY | — | 28 |
| 42333 | 36.5 | OVERHEATED | VACANCY | — | 28 |
| 40119 | 36.0 | EARLY_SIGNAL | VACANCY | — | 36 |
| 42349 | 35.2 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/42328
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.