ZIP
46120
IN · County 18133 · pop 6,138 (population)
38.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #3998
Why This ZIP
ZIP 46120 ranks #3998 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46120 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18133 — ZIP 46120 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18133 — ZIP 46120 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18133 — ZIP 46120 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.5 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 81.5 |
| Construction Pressure | 76.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3998
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp35.9
Pulse score39.8
Signal Breakdown — 10 Categories
Vacancy
6.9
Auction / REO
—
Construction Pressure
76.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
47.5
Bank Institutional
81.5
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
66.3
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.9%
Bank Score
81.5
Insurance Score
0.0
Listings Discount
47.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46120 | 39.8 | 14.8 | 0.0 | 47.5 |
| County 18133 | 34.4 | 13.4 | 0.0 | 30.2 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47872 | 43.6 | STRONG_BUY | VACANCY | 57 | 26 |
| 47840 | 43.5 | STRONG_BUY | BANK_INSTITUTIONAL | 62 | 18 |
| 46105 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 15 |
| 47868 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 48 | 22 |
| 46121 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 12 |
| 47954 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 12 |
| 46175 | 33.9 | EARLY_SIGNAL | VACANCY | — | 9 |
| 46172 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 46135 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 15 |
| 46165 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46120
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.