ZIP
46706
IN · County 18033 · pop 20,277 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15839
Why This ZIP
ZIP 46706 ranks #15839 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46706 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18033 — ZIP 46706 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18033 — ZIP 46706 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18033 — ZIP 46706 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.2 |
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.1 |
| Construction Pressure | 54.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15839
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.9
Pulse score29.5
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
54.8
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
40.2
Bank Institutional
58.1
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
112.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
58.1
Insurance Score
0.0
Listings Discount
40.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46706 | 29.5 | 10.6 | 0.0 | 40.2 |
| County 18033 | 30.7 | 10.8 | 0.0 | 38.0 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46721 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 11 |
| 46793 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 11 |
| 46710 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 14 |
| 46738 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 11 |
| 46742 | 34.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 46730 | 32.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 11 |
| 46705 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 46748 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 13 |
| 46755 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 15 |
| 46747 | 31.3 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46706
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.