ZIP
47240
IN · County 18031 · pop 21,514 (population)
34.1
Opportunity Index
EARLY_SIGNALNational rank #11703
Why This ZIP
ZIP 47240 ranks #11703 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47240 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18031 — ZIP 47240 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18031 — ZIP 47240 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18031 — ZIP 47240 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 29.9 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 69.1 |
| Bank Institutional | 59.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11703
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.1
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
9.7
Auction / REO
—
Construction Pressure
69.1
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
29.9
Bank Institutional
59.3
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
119.4
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.7%
Bank Score
59.3
Insurance Score
0.0
Listings Discount
29.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47240 | 34.1 | 18.7 | 0.0 | 29.9 |
| County 18031 | 33.8 | 18.2 | 0.0 | 27.2 |
| IN state avg | 31.5 | 15.1 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46173 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 19 |
| 47272 | 38.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 59 | 17 |
| 47006 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 17 |
| 46156 | 34.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 47246 | 33.7 | EARLY_SIGNAL | VACANCY | — | 16 |
| 47263 | 33.5 | EARLY_SIGNAL | VACANCY | — | 20 |
| 47283 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 47244 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 47265 | 27.9 | WEAK | BANK_INSTITUTIONAL | 30 | 12 |
| 47225 | 25.9 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/47240
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.