ZIP
47432
IN · County 18117 · pop 4,721 (population)
40.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #2033
Why This ZIP
ZIP 47432 ranks #2033 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 44.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47432 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18117 — ZIP 47432 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18117 — ZIP 47432 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18117 — ZIP 47432 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.4 |
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.1 |
| Bank Institutional | 59.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2033
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp44.3
Pulse score37.5
Signal Breakdown — 10 Categories
Vacancy
10.9
Auction / REO
—
Construction Pressure
68.1
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
56.4
Bank Institutional
59.6
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
69.3
Price Cut %
28.6%
Short-Sale Listings
4
Auction Events 90d
—
Vacancy %
10.9%
Bank Score
59.6
Insurance Score
0.0
Listings Discount
56.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47432 | 37.5 | 17.8 | 0.0 | 56.4 |
| County 18117 | 35.1 | 18.5 | 0.0 | 43.2 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47140 | 45.4 | STRONG_BUY | VACANCY | 61 | 22 |
| 47118 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 51 | 23 |
| 47108 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 59 | 18 |
| 47452 | 38.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 53 | 18 |
| 47454 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 38 | 19 |
| 47125 | 33.6 | EARLY_SIGNAL | VACANCY | — | 19 |
| 47175 | 32.9 | EARLY_SIGNAL | VACANCY | — | 15 |
| 47469 | 32.2 | EARLY_SIGNAL | VACANCY | 21 | 19 |
| 47513 | 29.7 | WEAK | VACANCY | 29 | 15 |
| 47527 | 25.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47432
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.