ZIP
47640
IN · County 18051 · pop 882 (population)
29.4
Opportunity Index
WEAKNational rank #23979
Why This ZIP
ZIP 47640 ranks #23979 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47640 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18051 — ZIP 47640 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18051 — ZIP 47640 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18051 — ZIP 47640 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 15.0 |
| Property Stress | 14.0 |
| Vacancy | 8.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 77.5 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23979
PhaseWEAK
Primary driverVACANCY
Capital opp36.8
Pulse score24.5
Signal Breakdown — 10 Categories
Vacancy
8.7
Auction / REO
—
Construction Pressure
77.5
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.7%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47640 | 24.5 | 12.6 | 0.0 | — |
| County 18051 | 31.1 | 10.8 | 0.0 | 19.6 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47725 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 47619 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 14 |
| 47666 | 36.2 | WATCHLIST | VACANCY | 49 | 12 |
| 47649 | 35.1 | WATCHLIST | VACANCY | 48 | 12 |
| 47670 | 34.7 | WATCHLIST | VACANCY | 40 | 12 |
| 47660 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 47648 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 47639 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 47612 | 30.4 | WEAK | VACANCY | — | 11 |
| 47633 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47640
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.