ZIP
47838
IN · County 18153 · pop 3,952 (population)
38.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #3898
Why This ZIP
ZIP 47838 ranks #3898 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 47.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47838 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18153 — ZIP 47838 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18153 — ZIP 47838 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18153 — ZIP 47838 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 51.9 |
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3898
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp47.7
Pulse score32.1
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
51.9
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
51.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47838 | 32.1 | 13.3 | 0.0 | 51.9 |
| County 18153 | 33.3 | 13.2 | 0.0 | 34.5 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47882 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 49 | 15 |
| 47561 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 57 | 17 |
| 47850 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 14 |
| 47438 | 35.0 | WATCHLIST | LISTINGS_DISCOUNT | 43 | 17 |
| 47848 | 33.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 47855 | 31.8 | EARLY_SIGNAL | VACANCY | — | 15 |
| 47879 | 31.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 47861 | 31.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 47865 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 47849 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47838
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.