ZIP
47854
IN · County 18165 · pop 884 (population)
30.8
Opportunity Index
WEAKNational rank #20484
Why This ZIP
ZIP 47854 ranks #20484 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47854 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18165 — ZIP 47854 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18165 — ZIP 47854 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18165 — ZIP 47854 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 18.0 |
| Vacancy | 9.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 71.4 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20484
PhaseWEAK
Primary driverVACANCY
Capital opp37.8
Pulse score26.1
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
71.4
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47854 | 26.1 | 16.7 | 0.0 | — |
| County 18165 | 35.4 | 16.8 | 0.0 | 45.1 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47847 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 59 | 18 |
| 47842 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 18 |
| 47974 | 39.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 60 | 18 |
| 47932 | 35.7 | WATCHLIST | VACANCY | 47 | 19 |
| 47928 | 34.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47966 | 31.7 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47884 | 31.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47875 | 27.9 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 47831 | 27.4 | WEAK | BANK_INSTITUTIONAL | 22 | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47854
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.