ZIP
47949
IN · County 18045 · pop 1,563 (population)
30.1
Opportunity Index
WEAKNational rank #22252
Why This ZIP
ZIP 47949 ranks #22252 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47949 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18045 — ZIP 47949 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18045 — ZIP 47949 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18045 — ZIP 47949 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 19.0 |
| Vacancy | 3.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.9 |
| Construction Pressure | 29.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22252
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.0
Pulse score28.8
Signal Breakdown — 10 Categories
Vacancy
3.8
Auction / REO
—
Construction Pressure
29.8
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.8%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47949 | 28.8 | 18.7 | 0.0 | — |
| County 18045 | 30.8 | 18.2 | 0.0 | 11.7 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47932 | 35.8 | WATCHLIST | VACANCY | 48 | 19 |
| 47918 | 34.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47952 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 47969 | 30.7 | WEAK | VACANCY | — | 19 |
| 47987 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 47933 | 29.6 | WEAK | BANK_INSTITUTIONAL | 33 | 13 |
| 47958 | 29.0 | WEAK | VACANCY | — | 19 |
| 47990 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 47994 | 26.3 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47949
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.