ZIP
47963
IN · County 18111 · pop 2,362 (population)
34.9
Opportunity Index
WATCHLISTNational rank #9853
Why This ZIP
ZIP 47963 ranks #9853 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47963 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18111 — ZIP 47963 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18111 — ZIP 47963 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18111 — ZIP 47963 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.2 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 7.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.5 |
| Construction Pressure | 50.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9853
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.8
Pulse score33.0
Signal Breakdown — 10 Categories
Vacancy
4.5
Auction / REO
—
Construction Pressure
50.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
48.2
Bank Institutional
70.5
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.5%
Bank Score
70.5
Insurance Score
0.0
Listings Discount
48.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47963 | 33.0 | 10.3 | 0.0 | 48.2 |
| County 18111 | 28.8 | 11.0 | 0.0 | 14.8 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47978 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 16 |
| 47951 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 13 |
| 47922 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 46349 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 47948 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 13 |
| 46310 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 47964 | 28.5 | WEAK | VACANCY | — | 13 |
| 47943 | 26.0 | WEAK | VACANCY | — | 14 |
| 47942 | 23.5 | WEAK | VACANCY | — | 10 |
| 46379 | 23.2 | WEAK | BANK_INSTITUTIONAL | 22 | 6 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47963
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.