ZIP
48085
MI · County 26125 · pop 27,371 (population)
35.2
Opportunity Index
WATCHLISTNational rank #9184
Why This ZIP
ZIP 48085 ranks #9184 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48085 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26125 — ZIP 48085 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26125 — ZIP 48085 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26125 — ZIP 48085 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.0 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.7 |
| Construction Pressure | 57.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9184
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp41.0
Pulse score31.3
Signal Breakdown — 10 Categories
Vacancy
2.3
Auction / REO
—
Construction Pressure
57.1
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
50.0
Bank Institutional
60.7
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
50.8
Price Cut %
1.9%
Short-Sale Listings
20
Auction Events 90d
—
Vacancy %
2.3%
Bank Score
60.7
Insurance Score
0.0
Listings Discount
50.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48085 | 31.3 | 11.0 | 0.0 | 50.0 |
| County 26125 | 31.0 | 11.0 | 0.0 | 44.2 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48070 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 14 |
| 48030 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 14 |
| 48069 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 14 |
| 48072 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 14 |
| 48220 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 14 |
| 48342 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 14 |
| 48025 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 48360 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 14 |
| 48341 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
| 48067 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48085
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.