ZIP
48131
MI · County 26115 · pop 8,306 (population)
34.6
Opportunity Index
WATCHLISTNational rank #10585
Why This ZIP
ZIP 48131 ranks #10585 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48131 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26115 — ZIP 48131 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26115 — ZIP 48131 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26115 — ZIP 48131 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.9 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.0 |
| Construction Pressure | 60.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10585
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.6
Pulse score32.0
Signal Breakdown — 10 Categories
Vacancy
6.0
Auction / REO
—
Construction Pressure
60.9
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
45.9
Bank Institutional
62.0
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
6.0%
Bank Score
62.0
Insurance Score
0.0
Listings Discount
45.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48131 | 32.0 | 10.2 | 0.0 | 45.9 |
| County 26115 | 30.0 | 10.4 | 0.0 | 38.2 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48164 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 20 |
| 48134 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 19 |
| 48111 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 20 |
| 48160 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 13 |
| 48162 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 13 |
| 48144 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 13 |
| 49229 | 34.7 | WATCHLIST | LISTINGS_DISCOUNT | 52 | 13 |
| 49267 | 33.6 | WATCHLIST | LISTINGS_DISCOUNT | 51 | 13 |
| 48159 | 33.1 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 47 | 13 |
| 48166 | 32.9 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 44 | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48131
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.