ZIP
48189
MI · County 26161 · pop 13,748 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17169
Why This ZIP
ZIP 48189 ranks #17169 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48189 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26161 — ZIP 48189 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26161 — ZIP 48189 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26161 — ZIP 48189 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.4 |
| Property Stress | 13.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.8 |
| Construction Pressure | 27.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#17169
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp37.3
Pulse score28.4
Signal Breakdown — 10 Categories
Vacancy
3.3
Auction / REO
—
Construction Pressure
27.3
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
42.4
Bank Institutional
62.8
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
46.9
Price Cut %
—%
Short-Sale Listings
14
Auction Events 90d
—
Vacancy %
3.3%
Bank Score
62.8
Insurance Score
0.0
Listings Discount
42.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48189 | 28.4 | 10.8 | 0.0 | 42.4 |
| County 26161 | 28.0 | 11.2 | 0.0 | 36.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48111 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 20 |
| 48168 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 17 |
| 48160 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 13 |
| 48170 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 17 |
| 48167 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 16 |
| 49229 | 34.7 | WATCHLIST | LISTINGS_DISCOUNT | 52 | 13 |
| 49285 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 15 |
| 48178 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 13 |
| 48158 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 13 |
| 48169 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48189
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.