ZIP
48401
MI · County 26151 · pop 1,310 (population)
37.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #4675
Why This ZIP
ZIP 48401 ranks #4675 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 49.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26151 — ZIP 48401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26151 — ZIP 48401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26151 — ZIP 48401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.2 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 58.2 |
| Bank Institutional | 27.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4675
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp49.3
Pulse score30.0
Signal Breakdown — 10 Categories
Vacancy
16.7
Auction / REO
—
Construction Pressure
58.2
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
53.2
Bank Institutional
27.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
16.7%
Bank Score
27.0
Insurance Score
0.0
Listings Discount
53.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48401 | 30.0 | 17.0 | 0.0 | 53.2 |
| County 26151 | 31.9 | 16.1 | 0.0 | 30.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48419 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 44 | 17 |
| 48472 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 50 | 17 |
| 48450 | 36.1 | WATCHLIST | VACANCY | 37 | 17 |
| 48422 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 17 |
| 48453 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 15 |
| 48469 | 34.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 48441 | 34.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 48471 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 17 |
| 48427 | 33.9 | EARLY_SIGNAL | VACANCY | — | 17 |
| 48475 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/48401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.