ZIP
48446
MI · County 26087 · pop 30,807 (population)
29.3
Opportunity Index
WEAKNational rank #24194
Why This ZIP
ZIP 48446 ranks #24194 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48446 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26087 — ZIP 48446 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26087 — ZIP 48446 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26087 — ZIP 48446 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.9 |
| Property Stress | 6.0 |
| Vacancy | 5.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.7 |
| Construction Pressure | 28.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#24194
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.9
Pulse score24.9
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
28.9
FL Deep Bonus
—
Property Stress
6.0
HOA / Federal Liens
—
Listings Discount
39.9
Bank Institutional
58.7
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
53.2
Price Cut %
6.6%
Short-Sale Listings
27
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
58.7
Insurance Score
0.0
Listings Discount
39.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48446 | 24.9 | 3.9 | 0.0 | 39.9 |
| County 26087 | 25.7 | 4.9 | 0.0 | 42.2 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48744 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 16 |
| 48435 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 59 | 12 |
| 48453 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 15 |
| 48371 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 13 |
| 48462 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 13 |
| 48760 | 32.9 | EARLY_SIGNAL | VACANCY | 44 | 11 |
| 48464 | 32.9 | EARLY_SIGNAL | VACANCY | 48 | 8 |
| 48463 | 32.8 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 50 | 12 |
| 48416 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 12 |
| 48423 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/48446
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.