ZIP
48612
MI · County 26051 · pop 8,505 (population)
38.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #3579
Why This ZIP
ZIP 48612 ranks #3579 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48612 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26051 — ZIP 48612 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26051 — ZIP 48612 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26051 — ZIP 48612 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.5 |
| Vacancy | 31.6 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.4 |
| Construction Pressure | 48.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3579
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp37.6
Pulse score39.2
Signal Breakdown — 10 Categories
Vacancy
31.6
Auction / REO
—
Construction Pressure
48.3
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
44.5
Bank Institutional
69.4
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
112.3
Price Cut %
5.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
31.6%
Bank Score
69.4
Insurance Score
0.0
Listings Discount
44.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48612 | 39.2 | 18.1 | 0.0 | 44.5 |
| County 26051 | 37.4 | 18.9 | 0.0 | 43.3 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48624 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 47 | 20 |
| 48610 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 49 | 20 |
| 48618 | 35.1 | WATCHLIST | VACANCY | 51 | 8 |
| 48628 | 30.6 | WEAK | VACANCY | — | 8 |
| 48613 | 28.7 | WEAK | VACANCY | — | 13 |
| 48652 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48612
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.