ZIP
48728
MI · County 26001 · pop 329 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14011
Why This ZIP
ZIP 48728 ranks #14011 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 48728 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26001 — ZIP 48728 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26001 — ZIP 48728 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26001 — ZIP 48728 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 69.5 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.5 |
| Construction Pressure | 11.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14011
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.7
Pulse score29.6
Signal Breakdown — 10 Categories
Vacancy
69.5
Auction / REO
—
Construction Pressure
11.2
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
69.5%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48728 | 29.6 | 27.0 | 0.0 | — |
| County 26001 | 36.4 | 26.9 | 0.0 | 10.8 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48647 | 44.1 | STRONG_BUY | VACANCY | 57 | 26 |
| 48742 | 43.6 | STRONG_BUY | VACANCY | 56 | 28 |
| 48750 | 43.2 | STRONG_BUY | VACANCY | 52 | 26 |
| 48740 | 37.7 | OVERHEATED | VACANCY | — | 28 |
| 48737 | 34.2 | EARLY_SIGNAL | VACANCY | — | 27 |
| 48721 | 34.1 | EARLY_SIGNAL | VACANCY | — | 28 |
| 48705 | 34.1 | EARLY_SIGNAL | VACANCY | — | 28 |
| 48745 | 33.7 | EARLY_SIGNAL | VACANCY | — | 28 |
| 48738 | 33.5 | EARLY_SIGNAL | VACANCY | — | 27 |
| 48762 | 33.1 | EARLY_SIGNAL | VACANCY | — | 27 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48728
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.