ZIP
48746
MI · County 26157 · pop 8,148 (population)
38.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #3251
Why This ZIP
ZIP 48746 ranks #3251 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48746 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26157 — ZIP 48746 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26157 — ZIP 48746 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26157 — ZIP 48746 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.1 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.3 |
| Construction Pressure | 42.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3251
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp40.5
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
11.2
Auction / REO
—
Construction Pressure
42.5
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
54.1
Bank Institutional
73.3
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
21.2
Price Cut %
3.8%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
11.2%
Bank Score
73.3
Insurance Score
0.0
Listings Discount
54.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48746 | 37.8 | 15.9 | 0.0 | 54.1 |
| County 26157 | 31.9 | 16.0 | 0.0 | 43.1 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48759 | 41.2 | STRONG_BUY | VACANCY | 58 | 18 |
| 48701 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 18 |
| 48415 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 48744 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 16 |
| 48741 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 52 | 18 |
| 48733 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 57 | 18 |
| 48723 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 18 |
| 48768 | 36.4 | WATCHLIST | LISTINGS_DISCOUNT | 54 | 18 |
| 48734 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 17 |
| 48435 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 59 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48746
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.