ZIP
48862
MI · County 26057 · pop 39 (population)
31.7
Opportunity Index
EARLY_SIGNALNational rank #18029
Why This ZIP
ZIP 48862 ranks #18029 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 48862 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26057 — ZIP 48862 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26057 — ZIP 48862 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26057 — ZIP 48862 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 40.7 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 61.6 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18029
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.9
Pulse score28.2
Signal Breakdown — 10 Categories
Vacancy
40.7
Auction / REO
—
Construction Pressure
61.6
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
40.7%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48862 | 28.2 | 14.9 | 0.0 | — |
| County 26057 | 33.1 | 14.1 | 0.0 | 37.1 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48880 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 12 |
| 48801 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 16 |
| 48637 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 15 |
| 48847 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 16 |
| 48883 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 10 |
| 48806 | 36.0 | WATCHLIST | LISTINGS_DISCOUNT | 51 | 16 |
| 48889 | 36.0 | WATCHLIST | VACANCY | 50 | 16 |
| 48856 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 48615 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 48879 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/48862
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.