ZIP
48867
MI · County 26155 · pop 27,399 (population)
34.5
Opportunity Index
WATCHLISTNational rank #10835
Why This ZIP
ZIP 48867 ranks #10835 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48867 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26155 — ZIP 48867 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26155 — ZIP 48867 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26155 — ZIP 48867 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.0 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.8 |
| Construction Pressure | 48.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10835
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.5
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
10.9
Auction / REO
—
Construction Pressure
48.5
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
47.0
Bank Institutional
57.8
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
84.7
Price Cut %
11.3%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
10.9%
Bank Score
57.8
Insurance Score
0.0
Listings Discount
47.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48867 | 31.1 | 9.8 | 0.0 | 47.0 |
| County 26155 | 27.8 | 9.8 | 0.0 | 41.9 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48616 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 17 |
| 48476 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 11 |
| 48429 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 11 |
| 48460 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 13 |
| 48433 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 12 |
| 48449 | 33.6 | WATCHLIST | LISTINGS_DISCOUNT | 53 | 11 |
| 48817 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 11 |
| 48414 | 31.8 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 47 | 11 |
| 48436 | 31.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 12 |
| 48872 | 31.3 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48867
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.