ZIP
48906
MI · County 26037 · pop 25,960 (population)
29.9
Opportunity Index
WEAKNational rank #22749
Why This ZIP
ZIP 48906 ranks #22749 nationally with phase WEAK. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 41.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48906 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26037 — ZIP 48906 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26037 — ZIP 48906 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26037 — ZIP 48906 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.6 |
| Property Stress | 10.0 |
| Vacancy | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 34.7 |
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#22749
PhaseWEAK
Primary driverLISTINGS_DISCOUNT
Capital opp41.7
Pulse score22.0
Signal Breakdown — 10 Categories
Vacancy
8.0
Auction / REO
—
Construction Pressure
34.7
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
40.6
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
7.0
Top-Line Metrics
Avg DOM (days)
107.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
8.0%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
40.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48906 | 22.0 | 7.8 | 0.0 | 40.6 |
| County 26037 | 23.8 | 7.7 | 0.0 | 20.7 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48875 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 12 |
| 48879 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 48837 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 12 |
| 48848 | 30.9 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 45 | 9 |
| 48845 | 29.1 | WEAK | VACANCY | — | 13 |
| 48873 | 27.7 | WEAK | VACANCY | — | 10 |
| 48894 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 48820 | 26.6 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 48831 | 26.3 | WEAK | VACANCY | — | 11 |
| 48866 | 25.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48906
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.