ZIP
49031
MI · County 26027 · pop 8,320 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16659
Why This ZIP
ZIP 49031 ranks #16659 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 25.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49031 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26027 — ZIP 49031 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26027 — ZIP 49031 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26027 — ZIP 49031 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 19.0 |
| Vacancy | 18.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.1 |
| Construction Pressure | 55.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16659
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp25.7
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
18.6
Auction / REO
—
Construction Pressure
55.4
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
16.2
Bank Institutional
73.1
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
18.6%
Bank Score
73.1
Insurance Score
0.0
Listings Discount
16.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49031 | 36.6 | 18.5 | 0.0 | 16.2 |
| County 26027 | 33.2 | 18.2 | 0.0 | 14.6 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49067 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 49045 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49112 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 49047 | 33.0 | EARLY_SIGNAL | VACANCY | 22 | 19 |
| 49111 | 32.8 | EARLY_SIGNAL | VACANCY | — | 20 |
| 49130 | 32.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 49061 | 32.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 49095 | 32.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 49093 | 32.3 | EARLY_SIGNAL | VACANCY | 40 | 12 |
| 49120 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49031
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.