ZIP
49037
MI · County 26025 · pop 19,924 (population)
39.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #2290
Why This ZIP
ZIP 49037 ranks #2290 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49037 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26025 — ZIP 49037 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26025 — ZIP 49037 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26025 — ZIP 49037 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.1 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.6 |
| Construction Pressure | 64.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2290
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.8
Pulse score40.0
Signal Breakdown — 10 Categories
Vacancy
13.0
Auction / REO
—
Construction Pressure
64.3
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
52.1
Bank Institutional
74.6
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
135.0
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
13.0%
Bank Score
74.6
Insurance Score
0.0
Listings Discount
52.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49037 | 40.0 | 13.5 | 0.0 | 52.1 |
| County 26025 | 34.3 | 13.5 | 0.0 | 35.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49092 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 18 |
| 49021 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 16 |
| 49029 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 49 | 19 |
| 49014 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 50 | 19 |
| 49224 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 44 | 16 |
| 49076 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 16 |
| 49034 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 49094 | 35.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 49017 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 18 |
| 49245 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49037
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.