ZIP
49058
MI · County 26015 · pop 19,513 (population)
37.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #4955
Why This ZIP
ZIP 49058 ranks #4955 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49058 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26015 — ZIP 49058 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26015 — ZIP 49058 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26015 — ZIP 49058 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.1 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.7 |
| Construction Pressure | 58.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4955
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.0
Pulse score36.5
Signal Breakdown — 10 Categories
Vacancy
7.9
Auction / REO
—
Construction Pressure
58.1
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
46.1
Bank Institutional
66.7
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
49.6
Price Cut %
—%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
7.9%
Bank Score
66.7
Insurance Score
0.0
Listings Discount
46.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49058 | 36.5 | 18.8 | 0.0 | 46.1 |
| County 26015 | 34.6 | 17.5 | 0.0 | 34.1 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49021 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 16 |
| 49073 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 18 |
| 49333 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 19 |
| 49344 | 35.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49017 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 18 |
| 49050 | 35.0 | WATCHLIST | VACANCY | 42 | 19 |
| 49046 | 33.8 | EARLY_SIGNAL | VACANCY | 30 | 19 |
| 49080 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 48849 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 49348 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49058
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.