ZIP
49261
MI · County 26075 · pop 243 (population)
37.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #5428
Why This ZIP
ZIP 49261 ranks #5428 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 35.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49261 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26075 — ZIP 49261 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26075 — ZIP 49261 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26075 — ZIP 49261 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.2 |
| Vacancy | 28.2 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 81.0 |
| Construction Pressure | 35.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5428
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp35.9
Pulse score38.0
Signal Breakdown — 10 Categories
Vacancy
28.2
Auction / REO
—
Construction Pressure
35.3
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
50.2
Bank Institutional
81.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
150.5
Price Cut %
11.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
28.2%
Bank Score
81.0
Insurance Score
0.0
Listings Discount
50.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49261 | 38.0 | 8.7 | 0.0 | 50.2 |
| County 26075 | 29.3 | 9.0 | 0.0 | 34.9 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49224 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 44 | 16 |
| 49283 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 10 |
| 49272 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 10 |
| 49230 | 34.8 | WATCHLIST | VACANCY | 42 | 11 |
| 49254 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 10 |
| 49245 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49259 | 34.5 | WATCHLIST | VACANCY | 43 | 10 |
| 48827 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 49285 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 15 |
| 49234 | 34.0 | WATCHLIST | VACANCY | 49 | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/49261
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.