ZIP
49282
MI · County 26059 · pop 82 (population)
28.3
Opportunity Index
WEAKNational rank #26496
Why This ZIP
ZIP 49282 ranks #26496 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49282 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26059 — ZIP 49282 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26059 — ZIP 49282 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26059 — ZIP 49282 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.9 |
| Construction Pressure | 15.8 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26496
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.6
Pulse score28.7
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
15.8
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
75.9
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
75.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49282 | 28.7 | 15.0 | 0.0 | — |
| County 26059 | 29.6 | 17.9 | 0.0 | 11.1 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49082 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 50 | 18 |
| 49247 | 36.2 | WATCHLIST | VACANCY | 50 | 14 |
| 49220 | 34.4 | WATCHLIST | VACANCY | 44 | 14 |
| 49274 | 33.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49250 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 49255 | 31.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49252 | 30.6 | WEAK | BANK_INSTITUTIONAL | 26 | 17 |
| 49242 | 30.4 | WEAK | VACANCY | 21 | 18 |
| 49232 | 30.3 | WEAK | VACANCY | — | 18 |
| 49266 | 30.2 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49282
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.