ZIP
49632
MI · County 26113 · pop 1,010 (population)
36.4
Opportunity Index
OVERHEATEDNational rank #6741
Why This ZIP
ZIP 49632 ranks #6741 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49632 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26113 — ZIP 49632 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26113 — ZIP 49632 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26113 — ZIP 49632 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 40.4 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.0 |
| Construction Pressure | 55.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6741
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.6
Pulse score39.6
Signal Breakdown — 10 Categories
Vacancy
40.4
Auction / REO
—
Construction Pressure
55.4
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
64.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
40.4%
Bank Score
64.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49632 | 39.6 | 22.6 | 0.0 | — |
| County 26113 | 38.6 | 22.9 | 0.0 | 35.8 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.5 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48629 | 43.8 | STRONG_BUY | VACANCY | 54 | 27 |
| 49665 | 43.6 | STRONG_BUY | VACANCY | 52 | 26 |
| 49651 | 41.9 | STRONG_BUY | VACANCY | 52 | 22 |
| 49633 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 54 | 22 |
| 49601 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 50 | 24 |
| 49667 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 52 | 22 |
| 49663 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 49 | 23 |
| 49657 | 35.0 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/49632
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.