ZIP
49684
MI · County 26089 · pop 21,328 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13528
Why This ZIP
ZIP 49684 ranks #13528 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49684 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26089 — ZIP 49684 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26089 — ZIP 49684 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26089 — ZIP 49684 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 22.0 |
| Listings Discount | 20.8 |
▼ Top 3 Risk Signals
| Construction Pressure | 65.7 |
| Bank Institutional | 58.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13528
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.1
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
65.7
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
20.8
Bank Institutional
58.3
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
58.3
Insurance Score
0.0
Listings Discount
20.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49684 | 35.0 | 22.9 | 0.0 | 20.8 |
| County 26089 | 36.4 | 24.0 | 0.0 | 13.1 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49654 | 38.0 | OVERHEATED | VACANCY | — | 23 |
| 49670 | 38.0 | OVERHEATED | VACANCY | — | 23 |
| 49630 | 37.8 | OVERHEATED | VACANCY | — | 23 |
| 49682 | 37.3 | OVERHEATED | VACANCY | — | 23 |
| 49640 | 36.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 49664 | 35.6 | EARLY_SIGNAL | VACANCY | 31 | 23 |
| 49653 | 35.2 | EARLY_SIGNAL | VACANCY | 29 | 23 |
| 49636 | 34.8 | EARLY_SIGNAL | VACANCY | — | 23 |
| 49674 | 34.8 | EARLY_SIGNAL | VACANCY | — | 23 |
| 49621 | 34.8 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49684
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.