ZIP
49712
MI · County 26029 · pop 8,177 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6232
Why This ZIP
ZIP 49712 ranks #6232 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 34.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49712 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26029 — ZIP 49712 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26029 — ZIP 49712 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26029 — ZIP 49712 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 26.0 |
| Vacancy | 24.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.5 |
| Construction Pressure | 48.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6232
PhaseOVERHEATED
Primary driverVACANCY
Capital opp34.1
Pulse score38.4
Signal Breakdown — 10 Categories
Vacancy
24.4
Auction / REO
—
Construction Pressure
48.2
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
55.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
24.4%
Bank Score
55.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49712 | 38.4 | 25.9 | 0.0 | — |
| County 26029 | 37.9 | 25.8 | 0.0 | 26.4 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49729 | 41.5 | STRONG_BUY | VACANCY | 48 | 26 |
| 49730 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 54 | 24 |
| 49713 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 26 |
| 49720 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 42 | 26 |
| 49727 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 40 | 26 |
| 49782 | 37.1 | OVERHEATED | VACANCY | — | 26 |
| 49796 | 34.5 | EARLY_SIGNAL | VACANCY | — | 26 |
| 49770 | 32.4 | EARLY_SIGNAL | VACANCY | 13 | 25 |
| 49795 | 32.0 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/49712
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.