ZIP
49738
MI · County 26039 · pop 9,599 (population)
44.0
Opportunity Index
STRONG_BUYNational rank #410
Why This ZIP
ZIP 49738 ranks #410 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 44.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49738 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26039 — ZIP 49738 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26039 — ZIP 49738 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26039 — ZIP 49738 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.0 |
| Vacancy | 39.9 |
| Foreclosure / Delinquency | 27.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 83.2 |
| Bank Institutional | 59.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#410
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp44.1
Pulse score44.0
Signal Breakdown — 10 Categories
Vacancy
39.9
Auction / REO
—
Construction Pressure
83.2
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
52.0
Bank Institutional
59.5
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
42.5
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
39.9%
Bank Score
59.5
Insurance Score
0.0
Listings Discount
52.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49738 | 44.0 | 25.8 | 0.0 | 52.0 |
| County 26039 | 43.6 | 25.7 | 0.0 | 52.9 |
| MI state avg | 31.8 | 13.9 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48653 | 44.7 | STRONG_BUY | VACANCY | 54 | 27 |
| 49733 | 43.6 | STRONG_BUY | VACANCY | 59 | 25 |
| 49756 | 36.8 | OVERHEATED | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/49738
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.