ZIP
49740
MI · County 26047 · pop 7,277 (population)
33.3
Opportunity Index
EARLY_SIGNALNational rank #13758
Why This ZIP
ZIP 49740 ranks #13758 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 28.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49740 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26047 — ZIP 49740 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26047 — ZIP 49740 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26047 — ZIP 49740 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 47.3 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.6 |
| Construction Pressure | 44.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13758
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp28.6
Pulse score36.4
Signal Breakdown — 10 Categories
Vacancy
47.3
Auction / REO
—
Construction Pressure
44.9
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
15.4
Bank Institutional
62.6
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
47.3%
Bank Score
62.6
Insurance Score
0.0
Listings Discount
15.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49740 | 36.4 | 25.7 | 0.0 | 15.4 |
| County 26047 | 36.4 | 25.8 | 0.0 | 13.3 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49755 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 51 | 26 |
| 49713 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 26 |
| 49701 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 37 | 26 |
| 49769 | 38.3 | OVERHEATED | VACANCY | — | 26 |
| 49706 | 38.3 | OVERHEATED | VACANCY | — | 26 |
| 49716 | 34.6 | EARLY_SIGNAL | VACANCY | — | 26 |
| 49718 | 34.6 | EARLY_SIGNAL | VACANCY | — | 26 |
| 49722 | 34.3 | EARLY_SIGNAL | VACANCY | — | 25 |
| 49770 | 32.4 | EARLY_SIGNAL | VACANCY | 13 | 25 |
| 49764 | 26.8 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49740
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.