ZIP
50076
IA · County 19009 · pop 1,356 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15545
Why This ZIP
ZIP 50076 ranks #15545 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50076 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19009 — ZIP 50076 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19009 — ZIP 50076 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19009 — ZIP 50076 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 45.0 |
| Property Stress | 28.0 |
| Vacancy | 3.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15545
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.0
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
3.8
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.2
Insurance Distress
0.0
Foreclosure / Delinquency
45.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.8%
Bank Score
63.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50076 | 32.4 | 31.4 | 0.0 | — |
| County 19009 | 32.5 | 26.8 | 0.0 | 30.8 |
| IA state avg | 30.3 | 12.5 | 0.0 | 27.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50025 | 39.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 28 |
| 50022 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 11 |
| 51543 | 33.6 | EARLY_SIGNAL | VACANCY | — | 24 |
| 50042 | 32.8 | EARLY_SIGNAL | VACANCY | — | 28 |
| 50110 | 32.7 | EARLY_SIGNAL | VACANCY | — | 28 |
| 50117 | 32.7 | EARLY_SIGNAL | VACANCY | — | 28 |
| 51455 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 15 |
| 51531 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 50020 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 50002 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/50076
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.