ZIP
50104
IA · County 19107 · pop 99 (population)
34.8
Opportunity Index
EARLY_SIGNALNational rank #10082
Why This ZIP
ZIP 50104 ranks #10082 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50104 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19107 — ZIP 50104 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19107 — ZIP 50104 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19107 — ZIP 50104 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 21.0 |
| Vacancy | 8.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.9 |
| Construction Pressure | 67.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10082
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.4
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
67.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.9
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
68.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50104 | 37.8 | 22.1 | 0.0 | — |
| County 19107 | 32.3 | 23.3 | 0.0 | 21.9 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 52591 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 24 |
| 50268 | 36.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 52248 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 17 |
| 52585 | 34.8 | EARLY_SIGNAL | VACANCY | — | 18 |
| 52335 | 34.4 | EARLY_SIGNAL | VACANCY | — | 24 |
| 52501 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 12 |
| 52231 | 34.1 | WATCHLIST | LISTINGS_DISCOUNT | 50 | 24 |
| 52561 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 52580 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 50136 | 31.7 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50104
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.