ZIP
50107
IA · County 19073 · pop 791 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16130
Why This ZIP
ZIP 50107 ranks #16130 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50107 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19073 — ZIP 50107 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19073 — ZIP 50107 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19073 — ZIP 50107 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 9.0 |
| Vacancy | 8.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 73.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16130
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp27.2
Pulse score35.9
Signal Breakdown — 10 Categories
Vacancy
8.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.2
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.7%
Bank Score
73.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50107 | 35.9 | 8.4 | 0.0 | — |
| County 19073 | 31.7 | 8.8 | 0.0 | 18.5 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50050 | 39.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 58 | 10 |
| 51453 | 38.9 | OVERHEATED | VACANCY | — | 23 |
| 50217 | 33.1 | EARLY_SIGNAL | VACANCY | — | 9 |
| 51462 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 50064 | 31.3 | EARLY_SIGNAL | VACANCY | — | 9 |
| 50235 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 9 |
| 50220 | 30.2 | WEAK | BANK_INSTITUTIONAL | 32 | 10 |
| 50129 | 29.8 | WEAK | BANK_INSTITUTIONAL | 23 | 10 |
| 50058 | 28.0 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 50026 | 26.7 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50107
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.