ZIP
50124
IA · County 19169 · pop 4,730 (population)
37.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #4974
Why This ZIP
ZIP 50124 ranks #4974 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50124 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19169 — ZIP 50124 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19169 — ZIP 50124 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19169 — ZIP 50124 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.7 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.6 |
| Construction Pressure | 62.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4974
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.6
Pulse score34.7
Signal Breakdown — 10 Categories
Vacancy
2.2
Auction / REO
—
Construction Pressure
62.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
52.7
Bank Institutional
65.6
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
6.2
Price Cut %
—%
Short-Sale Listings
14
Auction Events 90d
—
Vacancy %
2.2%
Bank Score
65.6
Insurance Score
0.0
Listings Discount
52.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50124 | 34.7 | 15.2 | 0.0 | 52.7 |
| County 19169 | 29.8 | 15.0 | 0.0 | 29.5 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50248 | 39.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 21 |
| 50201 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 19 |
| 50230 | 36.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 50226 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 50046 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 50161 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 50247 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 50010 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 19 |
| 50014 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 16 |
| 50244 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50124
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.