ZIP
50218
IA · County 19121 · pop 293 (population)
34.3
Opportunity Index
WATCHLISTNational rank #11278
Why This ZIP
ZIP 50218 ranks #11278 nationally with phase WATCHLIST. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 47.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 50218 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19121 — ZIP 50218 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19121 — ZIP 50218 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19121 — ZIP 50218 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.5 |
| Property Stress | 5.0 |
| Foreclosure / Delinquency | 5.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 91.0 |
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11278
PhaseWATCHLIST
Primary driverLISTINGS_DISCOUNT
Capital opp47.1
Pulse score25.8
Signal Breakdown — 10 Categories
Vacancy
4.6
Auction / REO
—
Construction Pressure
91.0
FL Deep Bonus
—
Property Stress
5.0
HOA / Federal Liens
—
Listings Discount
56.5
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
178.0
Price Cut %
45.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.6%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
56.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50218 | 25.8 | 3.9 | 0.0 | 56.5 |
| County 19121 | 28.6 | 5.0 | 0.0 | 26.9 |
| IA state avg | 30.4 | 12.7 | 0.0 | 27.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50261 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 6 |
| 50155 | 33.5 | WATCHLIST | VACANCY | 43 | 5 |
| 50072 | 33.5 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 6 |
| 50070 | 31.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 50210 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 9 |
| 50257 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 6 |
| 50211 | 30.2 | WEAK | BANK_INSTITUTIONAL | 32 | 9 |
| 50149 | 29.9 | WEAK | VACANCY | — | 10 |
| 50240 | 29.5 | WEAK | BANK_INSTITUTIONAL | — | 7 |
| 50222 | 29.2 | WEAK | VACANCY | — | 5 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/50218
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.