ZIP
50228
IA · County 19099 · pop 2,345 (population)
28.1
Opportunity Index
WEAKNational rank #26942
Why This ZIP
ZIP 50228 ranks #26942 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 50228 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 19099 — ZIP 50228 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 19099 — ZIP 50228 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 19099 — ZIP 50228 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 14.0 |
| Vacancy | 5.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26942
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp29.2
Pulse score27.4
Signal Breakdown — 10 Categories
Vacancy
5.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
69.1
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.4%
Bank Score
69.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 50228 | 27.4 | 15.0 | 0.0 | — |
| County 19099 | 28.0 | 15.3 | 0.0 | 23.4 |
| IA state avg | 30.2 | 12.2 | 0.0 | 27.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 50161 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 50208 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 16 |
| 50169 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 50168 | 31.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 50106 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 50112 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 16 |
| 50162 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 50232 | 30.2 | WEAK | LISTINGS_DISCOUNT | 46 | 16 |
| 50234 | 29.8 | WEAK | VACANCY | — | 13 |
| 50054 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/50228
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.